| { |
| "$schema": "https://json-schema.org/draft/2020-12/schema", |
| "description": "Synthetic commercial insurance policy packet record. Records are heterogeneous and may represent locations, coverages, forms, endorsements, exclusions, rating rows, or premium items depending on record_type.", |
| "properties": { |
| "annual_payroll": {"type": ["number", "string", "null"]}, |
| "building_number": {"type": "string"}, |
| "business_income_basis": { |
| "description": "Business income valuation or payroll basis when that value is explicitly shown for a coverage item.", |
| "type": "string" |
| }, |
| "class_code": {"type": "string"}, |
| "classification": {"type": "string"}, |
| "clause_scope": { |
| "description": "Core policy scope stated by a material clause, without an 'Applies within' prefix or semicolon-delimited repeated details.", |
| "type": "string" |
| }, |
| "clause_text": { |
| "description": "The material clause text to extract from the policy form or endorsement page.", |
| "type": "string" |
| }, |
| "clause_title": { |
| "description": "Heading or short label for a material clause.", |
| "type": "string" |
| }, |
| "clause_type": { |
| "description": "Clause category, such as condition, limitation, or exclusion.", |
| "type": "string" |
| }, |
| "coinsurance": {"type": "string"}, |
| "coverage": { |
| "description": "Coverage, form, endorsement, classification, or schedule row label represented by the record.", |
| "type": "string" |
| }, |
| "coverage_part": {"type": "string"}, |
| "deductible": {"type": "string"}, |
| "edition_date": {"type": "string"}, |
| "endorsement_effective_date": {"type": "string"}, |
| "endorsement_number": {"type": "string"}, |
| "estimated_premium": {"type": ["number", "string", "null"]}, |
| "exclusion_name": {"type": "string"}, |
| "experience_mod": {"type": ["number", "string", "null"]}, |
| "exposure": {"type": ["number", "string", "null"]}, |
| "exposure_basis": {"type": "string"}, |
| "form_number": {"type": "string"}, |
| "form_title": {"type": "string"}, |
| "governing_class": {"type": "string"}, |
| "item_id": {"type": "string"}, |
| "limit": {"type": ["number", "string", "null"]}, |
| "limit_type": {"type": "string"}, |
| "lob": { |
| "description": "Line-of-business acronym: BOP, WC, or CGL.", |
| "enum": ["BOP", "WC", "CGL"], |
| "type": "string" |
| }, |
| "location_number": {"type": "string"}, |
| "manual_rate": {"type": ["number", "string", "null"]}, |
| "materiality": {"type": "string"}, |
| "named_insured": {"type": "string"}, |
| "policy_number": {"type": "string"}, |
| "policy_period": {"type": "string"}, |
| "premises_address": {"type": "string"}, |
| "premium": {"type": ["number", "string", "null"]}, |
| "premium_basis": { |
| "description": "For policy_premium_item rows, the premium-summary row label or coverage name that the premium is charged against; this is not the business_income_basis field.", |
| "type": "string" |
| }, |
| "products_completed_ops_rate": {"type": ["number", "string", "null"]}, |
| "rate": {"type": ["number", "string", "null"]}, |
| "record_type": { |
| "type": "string", |
| "enum": [ |
| "bop_coverage_item", |
| "cgl_exposure_item", |
| "policy_clause_item", |
| "policy_endorsement_item", |
| "policy_form_item", |
| "policy_location_item", |
| "policy_premium_item", |
| "wc_class_code_item" |
| ] |
| }, |
| "schedule_credit_debit": {"type": ["number", "string", "null"]}, |
| "schedule_source": {"type": "string"}, |
| "state": {"type": "string"}, |
| "territory": {"type": "string"}, |
| "valuation": {"type": "string"} |
| }, |
| "required": ["lob", "policy_number", "named_insured", "policy_period", "record_type"], |
| "title": "PolicyPacketItem", |
| "type": "object" |
| } |
|
|
